Habib Metro Modaraba


Welcome To Habib Metro Modaraba

(An Islamic Financial Institution)

Residual Value (RV) Car Financing

InstaCar: Residual Value (RV) Car Financing Model:

The Residual Value (RV) Financing Model is a Car Financing Solution available to individual and corporate customers. In the RV car financing, the monthly rentals are significantly lower than the regular financing model. This allows the customer to pay part of financing at a considerably reduced monthly installment and after completion of the facility period, the customer can buy the car at a fixed residual value. The customer also has the option that instead of buying a car

can again take new financing facility on lease basis or return the car to Modaraba.

Due to the significantly reduced monthly installments, customer can also enjoy use of higher value cars.

The Key Features of the RV Financing model:

  • No down payment, fast processing and easy documentation
  • Ready to deliver, get your car immediately after processing and registration.
  • Hassle-free one stop solution, all inclusive package that has fixed installments with built-in takaful (insurance) and registration charges
  • Installment lower than regular financing
  • Free tracker installation and management
  • Free car service at authorized dealer workshop

News and Events​

Notice of Annual Review Meeting

Notice is hereby given that the Annual Review Meeting of certificate-holders of Habib Metro Modaraba will be held on October 24, 2020 at 03.30 p.m. at Institute of Cost and Management Accountants of Pakistan (ICMAP) Building, ST-18/C Block-6, Gulshan-e-Iqbal, Karachi, to review the performance of the Modaraba for the year ended June 30, 2020.

Habib Metro Modaraba Announces 7 Percent Cash Dividend

The Board of Directors in their meeting held on September 23, 2020, announced the cash dividend of 7 percent i.e. Re. 0.70 per certificate of Rs 10/- each .The financial performance of the Modaraba remained satisfactory in 2019-20.